INTEREST RATES
RBI Cuts Repo Rate to 5.25% — Your EMI Just Got Cheaper
December 2025·5 min read
RBI cut the repo rate cumulatively by 125 basis points through 2025 to 5.25% — the lowest since July 2022. Floating-rate borrowers on home, car, and personal loans see lower EMIs. A ₹50 lakh home loan at 8.5% vs 8.75% saves approx. ₹795/month over 20 years.