Cateye Financial Services
Cateye
About Us
Get started+91 9220320999

Business Loan

A Business Loan is a financial solution designed to help businesses meet their operational and growth-related requirements. With flexible repayment options and competitive interest rates, businesses can focus on growth while maintaining financial stability.

Loan AmountUp to ₹2 Crore*
Loan TenureUp to 36 Months
Interest RateStarting from 10% p.a.*
EligibilitySalaried & Self-Employed Business Owners

Apply for Business Loan

No obligation

No fees. No spam. Our expert will call you.

Business Loan Features & Benefits

FUNDING01

High Loan Amount

Avail funding from ₹5 Lakhs to ₹2 Crore+ based on business eligibility.

SPEED02

Quick Approval

Faster loan processing and approvals to support urgent business requirements.

FLEXIBLE03

Flexible Repayment

Choose repayment tenures that align with your business cash flow.

UNSECURED04

Unsecured Financing

Eligible businesses can obtain funding without providing collateral.

RATES05

Competitive Interest Rates

Access attractive rates through our network of banks and NBFCs.

CAPITAL06

Working Capital Support

Maintain smooth day-to-day business operations.

GROWTH07

Business Expansion Funding

Finance new projects, machinery, inventory, and infrastructure growth.

SUPPORT08

Dedicated Financial Assistance

Expert guidance throughout the loan journey.

Eligibility Criteria

  • Age: Applicant should be between 21 and 65 years.
  • Business Vintage: Business should be operational for at least 2 years.
  • Annual Turnover: Business must demonstrate stable revenue and cash flow.
  • Credit Profile: Good repayment track record and healthy credit score preferred.
  • Business Type: Proprietorship, Partnership, LLP, Private Limited Company, or Self-Employed Professional.
  • Nationality: Applicant must be an Indian resident.

Note: Eligibility may vary depending on the lender's policies and business profile.

Documents Required

  • I-KYC (PAN Card, Aadhaar Card)
  • C-KYC (Udhyam / GST Registration)
  • Ownership Proof
  • GST Return R-3B (Last 12 Months)
  • Last 2 Years Complete Financials required
  • Audit Report
  • Last 12 Months Bank Statements of all accounts

Simple Process

How to Apply for a Business Loan?

01

Submit Your Requirement

Share your business funding requirement with our experts.

02

Document Verification

Submit the required business and financial documents.

03

Eligibility Assessment

Our team evaluates your profile and identifies suitable lenders.

04

Loan Approval

The selected lender reviews and approves the application.

05

Fund Disbursement

Loan amount is transferred directly to your account.

Frequently asked questions

Post document verification, disbursal can happen within 5–10 working days depending on the lender and loan size.

Most lenders require a minimum business vintage of 2 years. However, some NBFCs offer products for newer businesses with strong projections.

Not always. Unsecured business loans up to ₹50 lakh are available for businesses with strong financials.

Requirements vary by lender, but most expect a minimum annual turnover of ₹12–24 lakhs with stable cash flow patterns.

EMI Calculator