Cateye Financial Services
Cateye
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Vehicle Loan

A Vehicle Loan helps individuals and businesses finance the purchase of new or used vehicles without making a large upfront payment. Whether it's a car, commercial vehicle, two-wheeler, or fleet vehicle, a vehicle loan offers flexible repayment options and quick approvals to get you on the road faster.

Loan AmountUp to 100% Funding*
Loan TenureUp to 7 Years
Interest RateFrom 7.75% (New) / 11.5% (Used)*
EligibilitySalaried, Self-Employed & Business

Apply for Vehicle Loan

Free consultation · No obligation

No fees. No spam. Our expert will call you.

Vehicle Loan Features & Benefits

FUNDING01

Up to 100% Vehicle Financing

Finance the full on-road price of your vehicle with zero or minimal down payment.

SPEED02

Quick Approval & Disbursal

Fast processing and approvals so you get on the road without delays.

FLEXIBLE03

Flexible Repayment Tenure

Choose loan tenure up to 7 years for comfortable, budget-friendly EMIs.

NEW/USED04

New & Used Vehicle Loans

Finance both new and pre-owned cars, commercial vehicles, and two-wheelers.

RATES05

Competitive Interest Rates

Access attractive rates from 7.75% p.a. for new vehicles through our lender network.

FLEET06

Fleet & Commercial Vehicles

Dedicated financing solutions for fleet operators and commercial vehicle buyers.

MINIMAL07

Minimal Documentation

Simple paperwork and quick verification for a hassle-free experience.

SUPPORT08

Dedicated Loan Assistance

Expert guidance throughout the loan journey from application to disbursal.

Eligibility Criteria

  • Age: Applicant should be between 21 and 65 years.
  • Employment Status: Salaried individuals, self-employed professionals, business owners, and entrepreneurs.
  • Income Stability: Applicant must have a stable source of income to support loan repayment.
  • Credit Profile: A healthy credit score and repayment history are preferred.
  • Nationality: Applicant must be an Indian resident.
  • Vehicle Selection: The vehicle should meet the financing criteria of the selected lender.

Note: Eligibility may vary depending on the lender, vehicle type, income profile, and loan amount.

Documents Required

  • PAN Card
  • Aadhaar Card
  • Address Proof
  • Income Proof — Salary Slips / ITR
  • Last 6 Months Bank Statements
  • Vehicle Quotation or Proforma Invoice
  • Employment Proof (for Salaried Applicants)
  • Business Proof (for Self-Employed Applicants)
  • Passport Size Photographs

Note: Additional documents may be requested depending on vehicle type, applicant profile, and lender requirements.

Simple Process

How to Apply for a Vehicle Loan?

01

Submit Your Requirement

Share the vehicle type and loan amount you are looking for.

02

Document Verification

Submit your KYC, income, and vehicle documents for verification.

03

Eligibility Assessment

Our team evaluates your profile and matches you with suitable lenders.

04

Loan Approval

The lender reviews and approves your vehicle loan application.

05

Vehicle & Fund Disbursal

Loan amount is disbursed directly to the dealer or your account.

Frequently asked questions

A Vehicle Loan helps individuals and businesses finance the purchase of new or used vehicles — cars, commercial vehicles, two-wheelers, or fleet vehicles — with flexible repayment options and quick approvals.

Yes. Many lenders offer up to 100% on-road price financing for new vehicles subject to income eligibility and credit profile.

Interest rates for used vehicle loans typically start from 11.5% p.a. depending on the vehicle age, lender, and applicant profile.

Yes. Commercial vehicles, fleet vehicles, and two-wheelers are all eligible for financing through our lender network.

With complete documentation, vehicle loan approvals can be processed within 2–5 working days depending on the lender.

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