Documents checklist
Being document-ready can cut your loan approval time by up to 50%. Use this checklist to prepare before your application.
KYC Documents (All applicants)
PAN Card
Mandatory for all loan types
Aadhaar Card
Or any government-issued photo ID
Passport / Voter ID / Driving Licence
Any one for address proof
Latest 2 passport-size photographs
Business Loan & Working Capital
Business registration certificate
GST / Udyam / Shop Act / Company registration
GST registration & returns (last 4 quarters)
Last 2 years Income Tax Returns (with CA computation)
Last 2 years audited financial statements
Bank statements (last 12 months)
Partnership deed / MOA & AOA (for firms/companies)
Existing loan sanction letters (if any)
Loan Against Property (LAP)
Title deed / Sale deed of the property
Chain of ownership documents (last 30 years)
Property tax receipt (latest)
Encumbrance certificate
Property valuation report (from bank-approved valuer)
NOC from housing society / builder (if applicable)
Income proof (ITR / salary slips)
Home Loan
Sale agreement / Builder-buyer agreement
Approved building plan & layout
NOC from local body / builder
Allotment letter / payment receipts
Income proof (salary slips or ITR for self-employed)
Bank statements (last 6 months)
Existing EMI details (if any)
Vehicle Loan
Quotation from authorised dealer (for new vehicle)
RC copy & insurance (for used vehicle)
Driving licence
Income proof (salary slips or ITR)
Bank statements (last 3 months)
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