• Attractive interest rates starting 8.10.
• Fast-tracked loan approval and 4 days disbursement
• A variety of repayment options to choose from
• Flexible loan tenures to make your repayment schedule easier 30 years.
• Maximum efficiency with minimal documentation

So, if you want us to be a part of achieving your lifelong dream, apply for a home loan with us today! Let us guide you through the home loan process with the utmost care, get you the best interest rates, and the most promising deals, and help you right to the end of a journey that will see you in a beautiful house that you can finally call your very own home.

It could be for various purposes like children's education expenses, marriage, business expansion or medical expenses. If you possess some form of property like a house, shop, building or land in your name, then you can borrow a loan from a bank or non-banking financial company by keeping your property as collateral.

This type of loan which is availed by using one's property as collateral is called 'Loan Against Property' or 'Mortgage Loan'. The property remains as collateral until the loan amount is fully repaid. One of the most useful advantages of a Loan Against Property is that their interest rates are relatively low compared to personal loans.

A LAP can get you a loan amount as high as 70% per cent of the cost of the property that you’re offering as collateral.

Apart from that, we also ensure that you get the most of our excellent benefits, which include:

• Hassle-free loan process
• Minimal paperwork
• Rapid loan disbursement
• Excellent interest rates
• ROI starting from 8.50.

WORKING CAPITAL LOAN

Working Capital Loan is a type of business loan that is used for the day-to-day business operations of companies, enterprises, or startups. Such loans, funds, or credit can be used only for short-term payments and cannot be used to buy long-term assets or for investment. You may not talk about working capital every day, but this accounting term may hold the key to your company’s success. Working capital affects many aspects of your business, from paying your employees and vendors to keeping the lights on and planning for sustainable long-term growth. In short, working capital is the money available to meet your current, short-term obligations.

The main goal of a working capital loan is to provide funds to fulfil instant business requirements for companies. To make sure your working capital works for you, you'll need to calculate your current levels, project your future needs and consider ways to make sure you always have enough cash.

Banks and NBFCs have a variety of business loan options and a working capital loan is one such loan. Working capital loans were introduced keeping the financial needs of entrepreneurs, MSMEs, small companies, business owners, self-employed individuals and startups in mind.

Features of Working Capital Loans

• Interest Rate : 8.75% onwards but usually depends on the business profile of the borrower and the bank or NBFC.
• Age Criteria : Individuals between 21 to 70 years (at loan maturity) may apply for the loan.

Who can avail a working capital loan?

• Entrepreneurs
• Private and Public Limited Companies
• Partnership Firms
• Sole Proprietorship
• MSMEs
• Self-employed Professionals
• Services Provider

4 Reasons Why Your Business Might Require Additional Working Capital

• Seasonal differences in cash flow are typical of many businesses, which may need extra capital to gear up for a busy season or to keep the business operating when there’s less money coming in.
• Almost all businesses will have times when additional working capital is needed to fund obligations to suppliers, employees and the government while waiting for payments from customers.
• Extra working capital can help improve your business in other ways, for example: by enabling you to take advantage of supplier discounts by purchasing in bulk.
• Working capital can also be used to pay temporary employees or to cover other project-related expenses.