Why Invest in Mutual Funds?

1. Diversification : Mutual Funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities, reducing the risk associated with individual investments.
2. Professional Management : Our expert fund managers actively monitor and adjust the fund's holdings to maximize returns and manage risks effectively.
3. Accessibility : Investing in Mutual Funds is easy and accessible for investors of all levels. You can start with a modest investment amount and add more as your financial situation evolves.
4. Transparency : We believe in transparency. You can easily access information about the fund's holdings, performance, and expenses, helping you make informed investment decisions.

Our Mutual Fund Options :

1. Equity Funds : Ideal for investors seeking long-term growth, equity funds primarily invest in stocks of companies across various sectors.
2. Bond Funds : If stability and regular income are your goals, bond funds invest in fixed-income securities like government bonds, corporate bonds, etc.
3. Balanced Funds : For a balanced approach, our balanced funds invest in a mix of both stocks and bonds, providing potential for growth and income
4. Index Funds : Offering low-cost exposure to the broader market, index funds track a specific market index, such as the S&P 500.
5. Sector-Specific Funds : Our sector-specific funds provide targeted exposure if you want to focus on specific industries or sectors.

How to Get Started:

1. Assess Your Investment Goals : Determine your financial objectives, risk tolerance, and investment horizon to choose the right mutual fund(s) for your needs.
2. Consult with Our Experts : Our experienced financial advisors are here to guide you through the selection process, addressing any questions you may have.
3. Open an Account : Opening a mutual fund account with us is simple and hassle-free. We ensure a smooth onboarding process to get you started quickly.
4. Monitor Your Investments : Regularly review your mutual fund investments and adjust as needed to align with your changing financial goals.

Start your journey toward financial prosperity today! Our Mutual Funds offer an opportunity to grow your wealth steadily while ensuring a diversified and professionally managed investment approach.

Invest with confidence - Reach out to us to discuss your financial goals and explore your ideal mutual fund options. Let's grow together!

Who is not eligible to invest in Mutual Funds?

One cannot invest in a mutual fund if he has not completed the Know Your Customer (KYC) process. KYC is a government regulation for most financial transactions in India to identify the source of funds and prevent money laundering. To become KYC-compliant, you need a PAN card and valid address proof.

What are the charges in Mutual Funds?

• Exit Load

  When investors exit a mutual fund scheme within a specific period from the date of purchase, an exit load is levied on these individuals. AMCs impose an exit load on investors to discourage them from opting out of a mutual fund scheme prematurely. Generally, fund houses charge an exit load of around 1% on redemption value.

• Transaction Charges

  This charge is levied on an individual only once during his/her investment. A transaction fee of Rs. 100 to Rs. 150 may be applicable for investments worth Rs. 10,000 and above. Likewise, this fee is also charged on SIP investments that are worth over Rs. 10,000. Needless to say, investments worth less than Rs. 10,000 do not involve a transaction fee.

• Expense Ratio

  This charge is synonymous with mutual fund fees and charges for most investors. Expense ratio is an annual fee, which is expressed as a percentage of a fund's daily net assets. It is charged by an asset management company for managing an MF scheme. Therefore, it covers all the costs of managing and running a mutual fund scheme. Such costs include sales and marketing expenses, administration fees, distribution fees, fund manager's fees, etc.

What are the tax benefits in Mutual Funds?

Investments in Equity Linked Savings Schemes or ELSS Mutual Funds qualify for deduction from your taxable income under Section 80C of the Income Tax Act 1961. The maximum investment amount eligible for tax deduction under Section 80C, is Rs 1.5 lakhs.

How do Mutual Funds help manage risk?

In a Mutual Fund, a typical portfolio holds many securities, thus offering “diversification”. In fact, diversification is one of the biggest benefits of investing in a Mutual Fund. It ensures that the dip in price of one or even a few securities does not affect portfolio performance alarmingly

How to choose a fund basis your risk appetite ?

Mutual Funds are market-linked products that carry various kinds of risks and their returns are not guaranteed. Choosing the right mutual fund involves not only looking at its investment objective, return potential but also an evaluation of its riskiness. Since every investor has a unique personality including risk preference, the choice of Mutual Funds will be unique to each investor.

Can minors invest in Mutual Funds?

Anyone under the age of 18 (minor) can invest in Mutual Funds, with the help of parents/legal guardians until the age of 18. The minor must be the sole account holder represented by the parent/guardian. Joint holding is not allowed in a minor's Mutual Fund folio. Once a child attains the age of 18 and becomes a major, the first thing you as a parent/guardian need to do is change the status of the sole account holder from Minor to Major .

What is an Exchange Traded Fund (ETF) ?

An exchange-traded fund (ETF) is a collection of investments such as equities or bonds. ETFs will let you invest in a large number of securities at once, and they often have cheaper fees than other types of funds. ETFs are also more easily traded

How do I choose an investment product?

There are some cardinal aspects that you should consider before choosing any such product.

• Return. This is one of the primary considerations. ...
• Risk. Typically, higher the return that the investment offers, higher the risk it carries. ...
• Charges and costs. These can affect the overall return on investment.